DirectVest Inc., a Delaware corporation doing business as TBill Direct (“TBill Direct,” “we,” “us,” or “our”), respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit tbilldirect.com, join our waitlist, or communicate with us about TBill Direct.
Current scope. TBill Direct is currently an informational, pre-launch website. We do not currently open brokerage accounts, execute securities transactions, custody assets, or collect information for investment-account applications through this website. Before offering investment services, we may update this Policy and provide additional notices applicable to those services.
01 Scope
This Policy applies to personal information that DirectVest Inc. collects through tbilldirect.com and related communications. It does not apply to information collected independently by brokerage firms, custodians, banks, identity-verification providers, blockchain networks, or other third parties. Their privacy notices govern their own collection and use of information.
02 Personal information we collect
The information we collect depends on how you interact with the website.
Information you provide
- Contact information, such as your email address, when you join the waitlist.
- Communications and other information you provide when you contact us, respond to a survey, or request information.
- Professional or business information that you voluntarily include in a message to us.
Information collected automatically
- Device and browser information, including IP address, browser type, operating system, device identifiers, and general location derived from an IP address.
- Website activity, including pages viewed, links selected, referring pages, dates and times of visits, and interactions with forms.
- Cookie and similar technology data used to operate, secure, measure, and improve the website.
Information from service providers
We may receive information from providers that support our website and communications, hosting providers, security providers, analytics providers, and email-delivery services.
03 How we use personal information
We may use personal information to:
- Manage the TBill Direct waitlist and provide launch, product, and early-access updates.
- Respond to questions and communicate with you.
- Operate, maintain, secure, and improve the website.
- Understand website usage and evaluate interest in TBill Direct.
- Detect, investigate, and prevent fraud, misuse, security incidents, and other harmful activity.
- Comply with applicable law, legal process, and regulatory obligations.
- Establish, exercise, or defend legal claims and protect our rights, users, and others.
05 How we disclose personal information
We may disclose personal information to the following categories of recipients:
- Service providers that perform services for us, including HubSpot, website hosting, cybersecurity, analytics, email delivery, data storage, and professional advisers.
- Government authorities, regulators, courts, law-enforcement agencies, or other parties when required by law or reasonably necessary to protect rights, safety, property, or the integrity of our services.
- Parties to a merger, financing, acquisition, reorganization, bankruptcy, sale of assets, or similar corporate transaction, subject to appropriate confidentiality protections where required.
- Other parties at your direction or with your consent.
We do not sell personal information. We do not share personal information for cross-context behavioral advertising or process it for targeted advertising as those terms are defined under applicable state privacy laws.
06 Data retention
We retain personal information only for as long as reasonably necessary for the purposes described in this Policy, including to manage the waitlist, respond to requests, maintain security and business records, comply with legal obligations, and resolve disputes. Retention periods vary based on the type of information, the purpose for which it was collected, and applicable legal requirements. You may unsubscribe from marketing communications at any time, but we may retain limited information necessary to honor your request and maintain required records.
07 Data security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information. No method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
08 Your choices
- Email communications. You may unsubscribe from marketing emails by using the unsubscribe link in the message. We may still send non-marketing communications when appropriate.
- Cookies. You may adjust your browser settings to block or delete cookies. Some website features may not function properly if cookies are disabled.
- Privacy requests. You may submit a request concerning your personal information as described below.
09 State privacy rights
Depending on where you live and subject to applicable legal thresholds, exceptions, and verification requirements, you may have the right to:
- Confirm whether we process your personal information and request access to it.
- Request correction of inaccurate personal information.
- Request deletion of personal information.
- Obtain a portable copy of certain personal information.
- Opt out of the sale of personal information, targeted advertising, or certain profiling. We do not currently engage in these activities.
- Appeal our decision concerning a privacy request where applicable.
- Exercise your rights without unlawful discrimination.
To exercise a privacy right, email privacy@directvest.io with the subject line “Privacy Request” and describe your request and state of residence. We may request information reasonably necessary to verify your identity and authority. You may use an authorized agent where permitted by law, but we may require proof of authorization and verification of your identity.
If we deny a request and your state provides a right to appeal, you may appeal by replying to our decision or emailing privacy@directvest.io with the subject line “Privacy Appeal.”
10 Children
The website is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, contact us so we can review and delete it as appropriate.
11 Third-party websites and services
The website may link to or incorporate services operated by third parties. We do not control their privacy or security practices. Review the privacy notices of any third-party service you use.
12 United States operations
TBill Direct is operated from the United States. If you access the website from outside the United States, your information may be processed in the United States, where privacy laws may differ from those in your jurisdiction. The pre-launch website is directed to users in the United States.
13 Changes to this Policy
We may update this Policy as our website, services, vendors, or legal obligations change. We will post the revised Policy on this page and update the effective date. If changes are material, we may provide additional notice as required by law.
14 Contact us
For questions about this Policy or to submit a privacy request, contact DirectVest Inc., doing business as TBill Direct, at privacy@directvest.io or https://tbilldirect.com.